Note: Single-source report; awaiting corroboration.
The OECD's Consumer Finance Risk Monitor 2026 examines the risks and challenges faced by consumers of financial products in 60 jurisdictions, highlighting a complex and evolving financial environment. The report details policy responses by regulators and supervisors to these issues.
Digitalisation is identified as reshaping the financial landscape by offering new opportunities but also introducing risks such as financial exclusion for individuals with limited digital skills, particularly among older and rural populations. The report notes that digital product designs may be confusing, use manipulative techniques, or rely on opaque algorithms, often with minimal human support, complicating consumer protection.
According to the OECD/INFE 2023 International Survey of Adult Financial Literacy, many adults understand basic financial concepts, but overall financial knowledge and skills are often insufficient to confidently navigate economic challenges, especially with rising inflation and interest rates. Enhancing financial literacy is emphasized as crucial for better consumer decision-making.
The report also highlights Global Money Week, an annual campaign coordinated by the OECD and involving over 90 countries. This initiative focuses on early financial education to equip young people with the knowledge and attitudes needed to improve financial well-being and resilience over time.